Gamers Are Fierce

　　 Why did you suddenly start calling brothers and sisters?

　　 Maybe it’s because Li Ang’s tone is too sincere and his attitude is too serious.

　　The ghost asked involuntarily: "Did you also borrow a campus loan?"

　　 "More than borrowing."

　　 Li Ang's face was solemn, and he started talking nonsense seriously, "I started from the first year of high school, I started to use all kinds of small loans from various lending platforms.

　　 I registered an account on more than 100 apps at the most, burst 30 to 40 credit cards, and received countless enthusiastic calls all day long.

　　 Every city I have been wandering to, there are brothers on the road who want to trouble me. "

　　 A high school student living in Hijima, opened his mouth, "You are like that..."

　　 "Little brother, since we are all fallen into the world, might as well tell me your story."

　　 Li Ang used his skills to talk to people and talk nonsense to others, and clung to the cold shoulders of the other party with a familiarity.

　　 I didn't know where to find a cigarette, and handed it over.

　　 The other party subconsciously took the cigarette, but didn't smoke it. Instead, he hesitated to introduce his story.

　　日岛 has had the so-called "lending money culture" since ancient times, and it is known as the saying "江戸っ子は宵越しの銭は持たぬ",

　　 means that the Edo people do not keep overnight money, which means that if you have wine and are drunk now, you will borrow money whenever you have no money to spend.

　　This kind of loan is a short-term loan, and the interest rate is extremely high, 10% in ten days, 20% in ten days, or even 50% in ten days and 10% in a day.

　　 In the 1970s, the American pre-expense consumption concept was introduced to Nishima, which allowed the culture of borrowing money previously belonging to the middle class to enter the lower class.

　　 At that time, the rapid economic take-off of Japan’s island also promoted the prevalence of this pre-consumption luxury trend.

　　With the help of the Financial Services Agency, the Japan Judicial Support Center, the National Life Center, law firms, banks, and other institutions, various lending companies have sprung up, and many of them specialize in loan sharking.

　　 Hichishima also has a law that "interest rate is invalid if it exceeds a certain value". Before borrowing, some loan sharks will plainly tell customers that it is 50% profit in ten days.

　　 If you can't pay, you can even call the police without paying back-but most borrowers are unwilling, because they can't live without continuous loans.

　　 The ordinary high school student named Ishida Inamori in front of Li Ang was one of the victims.

　　 At first, he borrowed money to buy a brand new smartphone because of his vanity. After he could not pay the money, he was bewitched to go to another lending company to borrow money to repay.

　　 Unexpectedly, he will not be able to make money again. Ishida Inamori, who has the characteristics of the "awkward and petty" of the Japanese people, did not confess to his parents.

　　 Naturally, the loser even lost his pants and owed nearly one million yen.

　　 The interest continues to roll and grow, and Ishida Inamori, anxious and desperate, finally ushered in the day when the truth is known by his family.

　　 Ishida Inamori's parents are just ordinary working-class people, and they don't have so much money for a while, and the debt collection company continues to send fierce and brutal men to the Inamori family and even the school to make various threats.

　　 "If you don't have any money, you can sell blood, kidney, and eyeballs as soon as possible. If you are reluctant to sell the house, you must pay back the money on time!"

　　 Various pressures made Ishida Inamori a dead end. One afternoon in the dormitory, he hung a wire on the railing of the dormitory bed...

　　The banknotes laid on the floor of this corridor are just like Ishida Inamori, a teenager who was driven to ruin by loan sharks.

　　 Li Ang patted Ishida Inamori on the shoulder sympathetically, and took out a cigarette from nowhere, talking about the past,

　　 "Compared with me, you are a lot lucky."

　　 "Lucky?"

　　 Ishida Inamori gritted his teeth, and his eyes revealed a blade-like hatred, "I am the ones who made it to death! There is no more hateful and cunning person in the world!"

　　 "Juvenile, there are people outside the world, and there are days outside the world. Compared with the real routine loans, these loan sharks in Nishima are nothing more than children."

　　 Li Ang smiled and said: "The loan sharks that play routine loans will hire many legal experts and try to circumvent the law.

　　 For example, someone came to the door to borrow 5,000, with a monthly interest of 2,000,

　　 loan shark will write an IOU saying that he borrowed 7000, and the interest is not exchanged for 3000 a month.

　　 I will write the IOU if I don’t pay it again, saying that I borrowed 1,000 and the interest was 5,000.

　　 In this way, the borrower has no chance to turn around, and the loan shark will confuse him and go to other companies to continue borrowing to close the gap.

　　 The amount of each contract doesn’t seem to be high, but there are all kinds of messy consulting fees, service fees, and management fees. After the addition, it just explodes.

　　 After a few rounds of kicking the ball, the small amount has already rolled into a big snowball, and there is no other way.

　　 Even better is that loan sharks can openly eat up the lender’s house through fair commission and judicial auction, and they can also use litigation to make illegal debt legal.

　　Because the relevant accountability model is not clear, even if the person responsible for the loan shark is caught, it will be difficult to hold him accountable in accordance with strict and powerful laws for a while.

　　 In other words, in the eyes of a literate and law-savvy loan shark, the cost of crime is terribly low, and the potential profit is enough to make people succeed.

　　 If I tell you that there is an online consumer loan provider that relies on cannibalism for money, listed in the United States, and its total market value has been fired to nearly tens of billions of dollars, you definitely don’t believe it

　　 Because I borrowed a small two thousand yuan, I was forced to run off by various routines, and chatted and laughed with the old buddies of Tieba.

　　 What is ‘you will win if you fight hard, and you will be red if you dare to play’, ‘if you want to be rich, place a heavy bet’, ‘whose kid cries every day, which brother loses every day’

　　 three or five bottles, martial arts boxing, card number, close your eyes and press zero, most of them are fate,

　　 In the end, he was helpless and paralyzed on the bed with the Sanhe Gods. "

Li Ang spoke all kinds of slang words, patted the jaw-dropping Ishida Inamori on the shoulder, and said with emotion: "You are not alone. There are thousands in this world as miserable as you, even worse than you. People.

　　 Campus loans are untouchable, once they are touched, they will be forever. "

　　 Ishida Inamori swallowed, completely forgetting that he had harmed Li Ang just now, "Then we... really can't help it?"

　　 "A way... not without it."

　　 Lee Ang thought for a while, patted Ishida Inamori on the shoulder, "Inamori-kun..."

　　 "Brother Li, just call me Ishida."

　　 Ishida Inamori said sincerely.

　　 "Okay Ishida," Li Ang nodded and said hesitantly, "You... are you a ghost."

　　 "Yeah." Ishida Inamori nodded, feeling a little depressed, "Oh, thinking about it, I am really ashamed of my parents."

　　 "Yes, Ishida, leaving your parents behind and finding your own relief, is really irresponsible."

　　 Li Ang reprimanded, and then immediately said: "However, since the incident has happened, it is irreversible. Ishida, you take the money for this briefcase and give it to your parents.

The dollar bills in 　　 are not serialized, and they are absolutely safe and can be used with confidence. "

　　 Ishida Inamori took the briefcase and immediately relieved the coldness of Li Ang's arm. The expression on his face was very moved, "Brother Li..."

　　 "The same person who fell in the end of the world, seeing you makes me think of myself."

　　 Li Ang said eloquently, "Ishida, have you ever thought of going to retaliate against those who killed you."

　　 "Who? Loan shark?"

　　 Ishida Inamori holding a briefcase was a little melancholy, "After discovering that I had become a ghost, I also wanted to retaliate against them in the past, but the business of loan sharks are all vicious gang members.

　　 And once I left this school, my mana was immediately weakened, and I couldn't kill a strong man full of evil spirits. "

　　 Li Ang smiled, "If you can't do it, you can do some pranks."

　　 Ishida Inamori was stunned, "Mischief?"

　　 "That's right."

　　 Li Ang nodded, "For example, while there is no one, he splashed red paint on the front door of a loan shark, and used dung to paint on the floor in front of their house~www.wuxiaspot.com~write debt repayment,

　　 in the middle of the night, knocking on the windows on the second floor of their house desperately,

　　 took out the toilet brush and put it in their refrigerator at home, puncturing their car tires..."

　　 Li Angxu talked to Ishida Inamori a lot of shameful tricks, and the ordinary young man was stunned.

　　 "And because you are a ghost, they can't catch you at all. Even if there is a top-level loan shark, they can spend a lot of money to hire an onmyoji to protect themselves, but they can't protect the big hands under them."

　　 Li Ang followed in a good way: "Through the resentment and hatred of the gang members, you as a ghost can not only increase your mana, but also protect those unlucky people who have the same fate as you, so that they will not go to ruin."

　　 "But..."

　　 Ishida Inamori said unsurely, "Is it really good to do this? I always think..."

　　 "Whoever harms others, people always harm them!"

　　 Li Ang said in a straightforward manner: "No matter how they use the'spirit of contract' to whitewash themselves, the fact that they are eating human blood can't be changed.

　　 Ishida, don’t you want to be a messenger of justice, presiding justice in the dark? ! "

　　 Ishida Inamori was agitated by Li Ang's righteousness, and nodded heavily, "Well, Brother Li, I listen to you!"

　　 "Very good,"

　　 Li Ang nodded in satisfaction and punched Ishida Inamori's shoulder slightly, "DC has Batman, Marvel has Iron Man, and you, as a Hichishima superhero, should also have a code name."

　　 Ishida Inamori asked, "For example?"

　　 Li Ang laughed, "Since it is a code name, the primary purpose is to hide the true identity. From now on, you can pretend that you are a ghost from Korea, South Korea, and you will be called ‘Korean Man.’"