Great Tang Idyll

Holding the cotton ball and giving each hair, Zhang Jiayu Xiao Zhang ten years old and others have all fallen, than Zhang said to Zhang. b

When Zhang said that he hadn't figured out what Wang Hao was doing there, he was scared by the loud noise and didn't sit on the ground, and then he continued to scream.

Li Longji did not scare, but instead looked at the scene of the greeting with pleasure.

Zhang said that he had helplessly put his ears on his hands and glanced at Wang Hao, who was laughing and laughing next to him. He was crying and laughing, still a child.

The next thing, Wang Hao, tried to arrange according to the situation in history. Except for the place where she and Zhang Xiaobao were specially used to entertain Li Longji to prepare for future wealth, nothing else had been changed. For example, Li Longji changed the state to Taiyuan. The government, no matter what, still shines.

After the officials of Jinyang and Li Longji’s team met, the officials had arranged the letter in advance according to Zhang Xiaobao and Wang Hao. With Li Longji House transit.

Zhang Xiaobao and Wang Wei estimated that Li Longji could not go to the place where he was ready to play today. In the second place, people found an excuse to go there to see if there was any omission. I took a vacation with Li Longji. As for whether Li Longji can continue to write poetry here, it will not be governed by two people, and he has not many poems. There are also a lot of him.

Please take the fake Zhang Xiaobao and Wang Hao. Bring the nursery team at home, and Beckham and others. I opened the trio of the old man who did not know that the two had left, and found a place for Li Longji to play, and took out the pike and the short gun.

Under the curiosity of a group of little guys in Beckham, they slammed against the target that stood at 20 meters.

After a bullet was shot, eleven rounds of bullets were finished, and a group of people ran over to watch.

"Well, I know, the next time I aim at the left. Zhang Xiaobao has seen the impact point. According to the previous target, the ballistic trajectory is summarized.

"It seems that the technology still needs to be improved. Wang Hao also feels that the gun in his hand is a little worse.

"I want, I want Beckham to look at the strange, so far, I haven't seen the arrow, and no one has pulled the bow. The snoring sounded like a firecracker. The sign that stood up here was broken. Well, she knows this kind of weapon that can be played far away.

"Okay, okay, this is too heavy. Wait for your brother to make a light point for you, remember. Don't tell others. Zhang Xiaobao has replaced a magazine and said to Beckham.

Bei Meng nodded his head. "Know, don't say, you can't say anything to others at home. Be confidential.

The other little guys also clamored for one, and Zhang Xiaobao promised one by one.

If you take the time to give them, of course, not the pistol you are holding, but the one made of wood, the animal ribs are used to pull the pebbles, it is best to stick a layer of cotton outside the stone.

Then the two continued to test the gun, and the distance of the target was kept at 60 meters, gradually feeling the condition of the gun in the hand. Then thicken the target and replace the original paper target with wood, and then check the effective distance of the pistol bullet.

Let people take a bow and arrow to experiment and take a distance to shoot people. After the experiment, the effective distance of the pistol is 35 meters to 37 meters, mainly the problem of bullets.

After testing the pistol, he began to test the rifle, plus the scope modified with a telescope. After the beating, Zhang Xiaobao and Wang Hao were happy and dissatisfied.

I am happy that the long shots are relatively accurate compared to the pistols. I am not satisfied with the natural range. One kilometer, I don’t want to think about it. Eight hundred meters, the bullets simply can’t fly, and the final result is It is between 250 meters and 300 meters.

This distance is worse than strong. Stronger than a normal bow and arrow, the advantage is that the rate of fire is fast. Bullets are lighter than arrows and can be carried more.

"Almost, first of all, as a long-range sniper rifle, there is no need to count. If there is a three or five hundred, the equipment will be given to the army. The lethality is not small."

Wang Hao said while breaking down the pistol.

"This is the progress of the times. It is much more powerful than the first fire in the Song Dynasty. If we can, we can use such weapons to equip the army. When we fight for the Quartet, we will be invincible and invincible.

Zhang Xiaobao put the disintegrated gun into the backpack, and the one who gave me the world.

Wang Xiaozhang took a look at Zhang Xiaobao. "Any good weapon depends on who uses it. Later, it is equipped. It can't be underestimated. It can only be used at a critical time. Others' bows are not too close. In case they are given I got a few pieces. The technology is passed down.

"It seems that the secret work in Luzhou should be done more strictly. It is better to be able to go to the ground.

Zhang Xiaobao also understands the truth. Just like the original gunpowder, if it was not to attack others, it would be taken away by others after losing. As a result, people in Europe used gunpowder to apply better than this. In a short period of time, the technology will be upgraded. When I hit it back, I have no resistance on my side.

The two men who tried the gun did not plan to go to Li Longji. Take a bath with Beckham and others. That is the place to prepare for Li Longji.

No one doubted the movement just now. I thought that some people were setting off firecrackers here. "Okay, change clothes now, swim. Come to a big small lake on the side of the original, Zhang Xiaobao shouted at a group of little guys.

In order to be able to take advantage of it, Zhang Xiaobao and Wang Hao wrapped up a large part of the area and transformed the original small lake, especially on the shore. People brought a lot of sand.

This way, in the summer. Here you can have a swimmer to swim, or have a barbecue on the beach to soak up the sun.

Li Longji can't always say that he has swam once. In such a big place, he can no longer let others come. He is not allowed to come to the courtyard he prepared here, but other courtyards next to the courtyard can be rented out.

Where the emperor is willing to play, if you want to come to other tourists, you will be rushing to enjoy it. The price will be very high.

Open a few open-air stalls, use the local wines, it is estimated that next summer, you can make the flowers come back to earn back.

There is a responsible person in this place. See Zhang Xiaobao, a group of people who want to go into the water, and come over and block, saying that they are prepared for the emperor, and they can’t go on.

The result was not equal to Zhang Xiaobao and Wang Hao talking to Beckham and said to this person that he was trying to test the water. otherwise. In case the water is hot and cold, there is something wrong in the water. The person in charge is speechless and can only stand by. "! The ring is used for trials. It’s only after people have cleaned up a set of forks. In addition to the water, there are no other living things. Even the water plants in the lake have already been pushed out. .

The lake that has been padded into a lot of sand is very comfortable to use. First only half a meter high, then one meter. Anyway, every half meter. There will be a distance of twenty meters, so that people will not be flooded.

Zhang Xiaobao and Wang Hao floated in the water, not going to a deeper place, only about one meter five. Just can give two people no top.

A group of little guys are also swimming in this area. Compared to Zhang Xiaobao and Wang Wei, they have a wider range of swimming, even if they are half a meter deep.

Perhaps the good guys who are trained are not afraid of water. In the water for a while, the breaststroke is very comfortable for a backstroke, and you can talk casually.

Two days later, Li Longji and the officials were almost busy with things. Finally, they came to the place where they were swimming. Zhang Xiaobao and Wang Wei advised Xiaobei and others to go ashore and wait for a barbecue. The two of them were accompanied by Li. Longji’s side swims in the lake.

The specially made swimsuit was worn by the ladies and nephews brought by Li Longji. It was a piece of white flowers, and Li Longji wanted to drive away the guards and Zhang Xiaobao. Seeing him like this, Wang Hao whispered to Zhang Xiaobao: "I have never seen the world, just showing an arm and a leg. As for it."

"That is, when I was outside, there were still many women who didn't wear anything. Don't say it was three o'clock. It didn't mean anything. It's really boring. Don't look at me like that. Western women admire." Not good, there are pleats on the face of ten years old?

You are guarding first. I will go down and see if there are any shells. Don't clean them up. You can eat them for a while, and wait for your eyes to come up.

Zhang Xiaobao said and suddenly found that Wang Hao’s eyes were not right. He threw the words into the water and stayed in the water for three minutes before he came up again. I forgot to shake my head.

"No, there are only small fish in the water. The fun of this gang, tell them to keep the shells, all cleaned up, wait for them to go up, let people pick them up from other rivers, and then there will be a special one here. The project is ready to be fished. Then it is baked, and a shell sells a penny.

Wang Hao also no longer mentions the matter just now. I also plunged into the water and got a lot of mud from the lake. I found that the little red worms were dead, and said: "It seems that there is no less lime here, water can not drink.

Li Longji finally did not take away other outsiders, and then he played here on the water, but he followed the scorpions for a while.

Then I went to the sun umbrella on the shore to eat a barbecue, and also praised Zhang Xiaobao and Wang Hao. Said to be good here.

Seeing him looks like he is going to play today for a day and will not play tomorrow.

Zhang Xiaobao said quickly: "Your Majesty. There are other squats here that are not enjoyed, and the next three days. Every day has a different feeling.

"Oh? Still? Not today?" Li Longji asked.

"The arrangement is not over. How can many projects come in a day, and there is a high platform diving, drifting more in the water diversion of the lake. At least three days.

Zhang Xiaobao replied that the so-called high platform diving is actually only five meters. Even if it is horizontally shot, there will be no danger. As for drifting, this can cost a lot of money, because the river flowing into the lake is not so Big, although it also sheds from the mountains, it is impossible to drift quickly.

For this, "Zhang Xiaobao let the people who came in advance fix a small reservoir in the upstream area, and block the small river valley that the river passes through. You don't need to save too much water, as long as you can flush twice when you release the water.

Because the time is too short, I can only rush once, use the iron gate to control, just shake the wire next to it. The door can be opened. It takes a lot of work to repair this simple small reservoir.

After Li Longji left. I have to revisit it, and I want to drift a group of twenty people. Everyone has ten dollars, and it is estimated that many people will rush to come?

Since there is no rubber, all small kayak can only be glued with leather, as is life jackets.

Li Longji really didn't play such a thing. After thinking about it, he finally decided to stay for three days. If he played well, he could build one in the capital.

Zhang Xiaobao and Wang Hao actually have better things, that is, three-point test translucent swimwear, women wear, this is to prepare to take out small and then let Li Longji play with the scorpion, but Wu Hui 妃, that naturally can not take it out. If the appearance and the body are good, if Wu Huijun wears such clothes, then the Queen will not have much advantage to go back.

Wu Huizhen also followed today. He was very enthusiastic about Zhang Xiaobao and Wang Hao. It made the two people wonder if the other party had already thought of finding a way to trouble themselves.

Waiting for the evening, there was another bonfire party. Anyway, let Li Longji stay here for a few more days. It is best to write a poem or something. It would be better if you could write the words of the world's first leisure place.

For the next three consecutive days, Li Longji was really staying here and diving. It is drifting again. It was a meal on the water and so on that Li Longji was very happy.

I feel that the time is almost the same. Zhang Xiaobao and Wang Wei arranged for Li Longji's next trip to go to Ganzhou. In the normal history, Li Longji was the first to visit Zhangzhou, where he climbed Taihang Mountain. This time is the past. There are Zhang Xiaobao and Wang Hao who don't mention it. Li Longji will not miss it.

So the team went to the other side, this time they would not take the water, and waited to play there, they had to come back and take the boat.

During the process of the team's march, Zhang said that he had turned the house soldiers into recruits and told Li Longji. Come to a strong and weak branch plan.

This is mainly because it is a little hard to recruit now. If there is no Zhang Xiaobao and Wang Hao, the person who died last time is not pensioned.

Many people who have names on the roster are afraid of being called. I want to find a way to move my family and go to other places to live. People can't find them when they are recruiting. The household registration is very messy.

It is precisely because of this that Li Longji let Yu Wenrong go to check the household registration, and give people who have no place to live outside, let them live with peace of mind. At this point, Yu Wenrong did a good job and was about to finish. Those who have fled before will no longer continue to hold them accountable.

In this matter, Li Longji still agreed, the money in the national treasury, the **** is shallow, and it is more important to take out the money to recruit troops.

After Zhang Xiaobao and Wang Hao heard this, the two men glanced at each other and were speechless.

"The system of recruiting troops is better than the system of the soldiers. However, there are also many hidden dangers. If the court has no money, then the soldiers can’t be raised. The locals are each raising their own soldiers. Whoever pays, who will listen to the soldiers? It seems that Li Longji has to be found." Zhang Xiaobao thought about Wang Hao for a while.

Wang Hao also knows the drawbacks of doing this. After all, it is still in the era of cold weapons. There are too many people who need to fight, even if Zhang said that he has cut a lot of sidemen. But people can only have money. How can you not secretly raise more soldiers, not to mention the power of the festival is too big.

After listening to Zhang Xiaobao’s words, he said: “Either we also go to the festival to get there. When there are more soldiers, whoever wants to mess up, I will worry about missing one Anlu Mountain, and another Sichuan Small. The person will jump out, after all, the system itself provides such an opportunity.

Chad went to talk to Li Longji, let him not let the locals form their own army, and try not to recruit troops. If you have no money, you will be in trouble. The best is of course the conscripts, just like we did at that time. Use honor to gather the hearts of the soldiers. As long as you are a soldier, you can come back to do things and get a bad amount of money.

If you find that there is a good, then continue to train, so that the soldiers have been trained, but also a lot less trouble, now the soldiers are only confessed to the money, it is estimated that this is even more so. ”

"Also, wait until you go back." Zhang Xiaobao nodded.

The team went on a few more days and came to Ganzhou.

Li Longji started his home in Zhangzhou. He has always regarded this place as his own blessed land. Whenever he arrives, he feels particularly comfortable. He climbs, writes poems, and gives places a place. It has been exempted for five years in history. At this time, it may be because of the relationship between Zhang Xiaobao and Wang Hao that the money in the national treasury is much more. So it was relieved for six years at a time.

It has been exempted for one year. This is not a small amount. Zhangzhou has not paid a lot of tax on the daily basis. In a year, it will give the people here more opportunities for development. After six years, it is hard to think that it is not rich.

Zhang Xiaobao and Wang Hao will not miss to do some business on the Taihang Mountain here. The people who arrived in advance have organized local people to build a better mountain road, and many villa areas have been built in the mountains, all made of wood. of.

And to provide activities for hunting in the mountains, let Li Longji play happily for a few days.

Waiting for the way back, Zhang Xiaobao found the opportunity. Said to Li Longji: "Your Majesty, Chen and Yu have a scare, thought, do not know when to say improperly."

"But it's fine." Li Longji felt that things seemed a bit wrong. Otherwise, Zhang Xiaobao would not circle the circle. He asked if it was improper to say that since they all asked, how could they not say it?

"Xie Xixia, Chen and He heard what Zhang Daren said about the recruitment of troops. I feel that there is something wrong with it. At this time, the money in the middle of the country is still abundant, but as long as there are several natural disasters in succession, then repair the palace house or something, then It is possible that the money in the national treasury may be lacking.

At that time, what is the money for your troops to raise? Is it difficult to let the local festivals raise themselves? Who is the soldier who raised it? ”

Zhang Xiaobao gave the big things about the country.

Li Long basically agreed to Zhang said to recruit soldiers, listening to Zhang Xiaobao feels that it makes sense. If you want to recruit according to the previous method. The people who settled down in the evening should ran around and let the capital have no soldiers.

Zhang said that this is also standing next to it. Seeing Zhang Xiaobao’s proposal against himself, he retorted: “Is there a better way to become a master book?”

"This is a natural, good way to do it. But it can't be used now. I will do it after I have done other things. Since I can recruit troops, I will use it for a few years. After a few years, I don’t have to continue to spend money like this. ""

Zhang Xiaobao and Wang Hao have already discussed this matter, that is, the conscripts, which require other auxiliary methods. The current soldiers are actually compulsory, but they are slightly different from them at that time. The conscripts of the government soldiers are mainly practicing less. Or is it not?

Zhang said that he was uncomfortable in his heart. He said that he would not believe it, but Zhang Xiaobao said it was difficult for him to believe it. After all, Zhang Xiaobao and Wang Hao’s skills were there.

What he means is that if Zhang Xiaobao and Wang Hao can talk to me first and then let me mention it with the emperor, then it will be fine. Zhang Xiaobao actually said it himself.

Therefore, Zhang said that he wanted Zhang Xiaobao to take specific things and then he picked up the problem. So he asked Zhang Xiaobao: "I don't know if Zhang's main book can talk about the details now, or if you do something wrong, don't worry about your Majesty."

How could Zhang Xiaobao not know what Zhang said? Slightly shaking his head, "You can't say it. Now that you have gone out, it is easy to be used by people with a heart. When it is time, it is natural to see the difference. As for the fear of your Majesty, Chen Hezhen seems to have not worried about his Majesty."

Zhang Bao’s words can’t be understood anymore. Zhang said that he did not continue to say anything, but looked at Li Longji. Li Longji was tickled by Zhang Xiaobao’s words. See Zhang Xiaobao did not say, there is no way, can only lead the first: "That Xiaobao you have to worry more."

Although I still don't know if things can be done, Li Longji also understands that even if Zhang Xiaobao and Wang Hao are not doing the right thing, they will not make a big mistake. The two people still have a sense of proportion.

This matter was also known by Wu Huizhen. Similarly, she once again made people stare at Zhang Xiaobao and Wang Hao. I want to see what the two men are, what people are going to do, and Zhang Wang’s two things to prepare for the opening of the bank, she has already made people Passed out and said that you can make big money. And said that Zhang Xiaoxiaobao and Wang Hao do not intend to let other people participate, to make money to earn their own home.

Anyway, the half-truth of the story is difficult to detect the last situation, especially the Zhang Xiaobao and Wang Hao directly belong to the emperor. Those who have hindered them can kill and then play, so many people will not become Comfortable.

Zhang Xiaobao and Wang Hao have not heard this rumor because this rumor began to be transmitted elsewhere. It is estimated that some people in the capital city now say that they have just said it, and if they pass here, they may encounter it on the way back.

Two people followed the team and returned to Jinyang. Li Longji, who should have been away for two days, was still addicted to drifting. He stayed for five days before he got on the boat. Go down the river.

Zhang Xiaobao and the attached... loosen the mouth, as long as you return to the capital, the public travels once when the rounds are not on the road, let the people who are staying responsible for operating two places, must be the emperor to play and willing to play The news spread.

When I came, I had to give the person who was preparing for the time a time. So the speed of travel is slow. Plus it is counter-current, no need to prepare when you go back. It is also a smooth water, the speed of the fleet is very fast.

At this time, there was no market near the railway bridge that had not appeared in the market before. There was no difference between the day and the night, and the people who got the benefits themselves put up their stalls on both sides of the market. Nothing went to the past. .

If someone buys something on the other side of the bridge and doesn't want to pay the bridge fee, the people who sell the goods will send the goods. They pay the annual fee, which is very cheap and casual.

Seeing this situation, Zhang Xiaobao and Wang Hao had to sigh that the wisdom of human beings is infinite, because two people have discovered that when a businessman takes goods to prepare for crossing the bridge, he does not pay the bridge fee to the property, but finds the local The people who paid the annual fee.

If the bridge fee for a batch of goods is ten yuan, then they only need to give the people three texts or four texts. The people will help them to be transported to the opposite side. Is it cheaper for them to come over again?

Li Longji also came to this special, the situation, Zhang Zhangbao and Wang Hao two people came over, smiled and asked: Xiaobao, hey, do you feel miscalculated? Didn't think of it? ”

Zhang Xiaobao and Wang Wei knew that such a thing would happen at the beginning, and it was not a big deal. Such an empty sentence could not be blocked.

"Your Majesty, in fact, it is only because there are markets on both sides of the bridge. So let them do it. As long as they don't fight each other, it will take a long time, and some people will no longer continue to sell goods. Instead, they are waiting here for businessmen to come and go. They help to deliver the goods.

Zhang Xiaobao spoke to Li Longji about what would happen in the future.

"Oh? If so, why do you want to build a market on both sides of the bridge?" Li Longji couldn't figure it out, and asked two people.

Wang Wei stood up and explained, "Because we will soon increase the single price of the goods crossing the bridge. And reduce the monthly fee and the annual fee. Those who specialize in transportation here will also increase their labor income, such as The goods of the car. Now it is twelve pennies, then it will become twenty-four in the future.

Those who specialize in helping to transport here can't do just that, just like a little bit of good, they will unite to form an organization, and then bargain with merchants, such as saving half of the money.

If the businessman who travels frequently will consider whether he wants to pay an annual fee or a monthly fee, we can first let the merchant only have a monthly subscription, and not allow the new year, because that is the case. Many businessmen may not be able to directly package, they must let them know that the annual package is also a kind of happiness. After they pay the monthly fee, they will inevitably transport more. In this way, we can maximize the benefits.

At that time, we are slightly raising the monthly fee and opening a very cheap annual fee. They will feel that it is not easy to get a new year, so that in the year of the package, once the package is on, the loss of goods is their loss. If you want to find a way to find a way to sell, and speed up? ”

Li Longji said with a smile: "The joint hearing is clear. In this way, the local tax can be overcharged. The more frequent the exchanges, the more prosperous the economy will be. As long as the local tax is collected, the tax will be collected. Part of the road construction, you can let merchants trade faster?

Good idea, but you are not losing? ”

Li Longji is also smarter now, knowing some economic and political relations. Of course, he still has a political economy summed up by Zhang Xiaobao and Wang Hao.

It turned out to be only for the inner court. Ever since I said that I started to open a bank, I was asked by Li Longji to go to a book and say that I would not let others know it within three years. I learned it myself.

Zhang said that he was listening to it. After knowing this thing, he was very happy. Zhang Xiaobao and Wang Hao made less money. He was also out of breath.

At this time, the emperor said that Zhang Xiaobao and Wang Hao lost money, and then contacted the previous two people to say, saying: "Your Majesty, Zhang Xiaobao and Yu can not lose money. Whether it is to bring goods to others, or willing to pack the year Merchants, they all need to pay the annual fee. Originally, there will not be so many people who have paid, how can two people pay?"

"What Zhang Daren said is that not only that, but also has the advantage that we can quickly return the money, withdraw the money from the bridge in advance and then take it out for other business, otherwise there is no money to buy or sell. If Guan Qianzhuang borrowed it, Zhang Xiaobao, who had to pay interest, affirmed what Zhang said and said another good.

Wang Hao also went on to say: "There is still a method, but it is not good."

“What is the method?” Li Longji was most willing to listen to Zhang Xiaobao and Wang Wei’s saying that he could put the political economy through.

"The way is to choose a lot that requires a lot of ships to transport. I don't have any money with Xiaobao. I posted a notice saying that I want to build a bridge here. With the reputation of our two kings, we can also follow The government signed the contract.

Then tell the merchants who are coming and going, and the people who will be preparing to buy and sell in the two markets. As long as they are willing to take out the money first. Then the annual fee will be half cheaper than others, if not cheap. We don't take advantage of them and return their money to them. ”

Wang Hao explained.

"How can it be bad?" Zhang said that it was nothing, it was fair.

Zhang Xiaobao’s mouth is "not good. Of course, we are holding other people’s money and not giving it to us. Even if we return it to them in the future, it is also a kind of deception to them. Otherwise, there will be no money. We borrow. How much interest do you have?

Therefore, the court must add one to the law, that is, this matter must be written in the contract. Do not have a vulnerability. At that time, if the merchant who used other people’s money did not meet the requirements, not only would he have to return the money to the person, but he would also have to pay very high interest. Otherwise, you must do it according to the contract.

Zhang said that Li Longji and others had been surprised. They didn’t expect that things could be done. It’s really amazing. If Zhang Xiaobao and Wang Hao did not say it, they really couldn’t think of such a means.

Yu Wenrong's eyes are shining, and watching Zhang Xiaobao and Wang Hao are like watching two babies. Even two people just shot his man in the past. He doesn't care, even people on his side.

The second day of the second, let Zhang Xiaohong clean up and let him resent the door ※

Who let Feng Changgong know that Zhang Xiaobao and Wang Hao’s reputation are not convinced to be against them, then there is still good.

Yu Wenrong looked at Zhang Xiaobao and Wang Hao. Said to the emperor: "Your Majesty, Datang has Zhang Zhun and Wang Xiancheng, perhaps the law can be improved a lot, especially in the economy

"It's Xiao Bao, hey, what tricks are there? Let a joint listen to Li Longji agree with Yu Wenrong. Ask Zhang Xiaobao and Wang Hao."

Zhang Xiaobao glanced at Wang Hao, and Wang Hao returned a look you said.

Zhang Xiaobao said this: "There are naturally. There are still many deceptions, all kinds of things, but they are not separated from each other, like the only ones." It is not a lie. After all, the people who have been deceived have not lost much. There is also a way. It was in Luzhou that Ning’s secretly constituted what the Chamber of Commerce did. With one thing, it is impossible to make money from the head, and then defraud the people’s money. That is the real deception. If you change it, the same as the previous one, you can do this, you have to build a bridge in this place, and then let The people poured money in. It is said that every month can give money to the people.

Then I used the money to invest. Some of the money I earned was given to the people. Some of them were left behind, but I was afraid that after the investment failed, it would not only save the people’s money, but the deceiving person might run away.

"Is there still? It is not a lie, but it can really make money." Yu Wenrong was fascinated. Asked again.

"And, then, after the money is opened, there is an approval when releasing the goods, for example, who wants to build a workshop in a certain place. But there is no money, borrowing directly from the bank, the bank can not borrow immediately. Because there is no mortgage for this project, even borrowing is just a part of borrowing.

Even if the person who wants to borrow money invests a little money first, then he will not give him too much money, but if you use this part of the money to buy a good place, use this piece of land and will do it. If the project comes to the loan, you can borrow more money, because this will not save the money.

This is considered to have two mortgages. As long as the operation is good, it is a win-win situation. In this respect, there is still room for it to be drilled. Now no one knows. In the future, I need to regulate the situation, that is, when the bank is lending, it is not a partial release, but a part of it.

If the person who wants to borrow is prepared to do something, only if the money obtained in the previous period is really used to continue to give him the money, or it will cause trouble, this is a very common thing and will be standardized in the future. ”

Zhang Xiaobao spoke about this matter to everyone who listened carefully. Then I talked about a lot of loopholes in other aspects. I heard that everyone was fascinated and learned a lot. Of course, if you want to use it again, it will be impossible, because Zhang Xiaobao will stare.

Waiting to return to the capital. There are several important places in the capital that have already opened a bank. Here, the procedure is very fast, and there is no limit to the exact number.

Let Li Longji be very happy. He hopes that he can quickly take up more territory through economic warfare, but Zhang Xiaobao and Wang Hao are not happy at all, because they found that there is one department missing, that is, the China Banking Regulatory Commission. In the bank, other people can learn to open a bank, and the department that is under supervision will have something to do.

So after eating dinner, the two people found Li Longji who wanted to go to bed with Wu Huizhen, and called the following minister’s door. He told the people about the supervision. The bank that no one supervised was a big one. There are many things going on with the bomb.

Especially when lending to the outside world. This must be standardized, even if it is still possible to be drilled, but it can be a part of reducing the part.

Li Longji is guilty of this. Because he wants to set up a bank supervision committee, he needs a talented person who is very proficient in this aspect. Otherwise, people don’t know what to do. It’s natural to be a person who is proficient, but Zhang Xiaobao has some money. Invest in the bank.

Let yourself supervise yourself that absolutely can't do, can let others supervise, who can bypass Zhang Xiaobao?

Without supervision, there is no guarantee that Qianzhuang will actually act according to that interest rate, and there is no guarantee that Qianzhuang will use other means to collect money from depositors. Just like an official, it is impossible to let local officials be local.

Of course, Sanshui County is excluded, except for Zhang Xiaobao and Wang Wei.

What Li Longji and others are worried about is that others have also learned to open a bank in such a way as Zhang Xiaobao and Wang Hao, and then use the interest of raising savings to compete, and then take the money out to do other things, not afraid that they make money, they are afraid that they will lose money, once If something goes wrong, then the credibility of Qianzhuang will be gone. Who will dare to come to Qianzhuang to save money in the future?

Bao, you really can't keep the bank supervision and management meeting when you run the money house? . Li Longji is still very reassured by Zhang Xiaobao and feels that he will not use his power to benefit himself.

Zhang Xiaobao shook his head seriously and replied: "No, absolutely not. This is not a problem of my character. It must be done. If you don't do this, you can't regulate it. No one can guarantee that you can really face it." If you have more opportunities than tempted, you must first eliminate this aspect from the root cause.

For example, in my family, when I usually take money and use money, I must have two talents. One is to manage money, but not to use money. One is to use money exclusively, but it cannot control the money. The two supervise each other. If it is a large amount of money, it needs to be further examined and approved.

In order to put an end to one person to manage money and manage accounts, it is to seduce others to make mistakes. Once something goes wrong, it is the responsibility of my family, not the responsibility of the person in charge of the money.

"What can I do? Who can supervise it? How should it be regulated?" Li Longji slammed.

"I can help to train some people. Now it is within a certain period of time for me to open a bank. We will not resort to means. This can still be guaranteed. We are temporarily responsible for the management of the bank, but You can't let other people open the money house right away.

After I have cultivated it, I can specifically allow the person being trained to cope with the mistakes that are not too big, so that others can be allowed to open the bank, and the private ones will be closed.

Zhang Xiaobao is not too good. If the money is not open, it will not work. If you wait for the training to succeed, it will delay for a long time. This is absolutely not acceptable. , 2k novel reading network