I’m A Baller

Chapter 7: First money

   After grilling the meal, taking a shower, exhaustion came up, Wang Yan was tired, hot and hungry, and stuck out his tongue.

   It’s not easy to toss around in the summer.

   It would be fine if there was a car. The air conditioner was turned on and the breeze was blowing, and things were done in a comfortable manner. Why bother to suffer so much?

   Well, when you have enough money, you must go to mention a car!

   It looks like the Audi A4L is good, stylish in appearance and high in price. It must be very popular when it is opened on a university campus!

   In fact, Wang Yan has never seen any luxury cars. A cub born in a village in the city was a rural baby before the demolition.

   Even if you are lucky, Dingtian is a nouveau riche.

   Among those cars that drive to the entrance of the campus to pick up their children from school, Wang Yan's favorite is the A4L, which is considered a good car based on its appearance.

  YY drove A4L for a while, and Wang Yan gradually fell asleep.

   I lay down early yesterday but couldn't fall asleep over and over again. He was really tired after getting up early today and tossing all morning.

In the dream, the sky is intertwined with light to form a palace. The beauty in the palace is like a cloud, holding precious wine and wine to serve the throne. The hall is crowded with merchants from various countries, waving all kinds of novelties, trying to win the king. Smile.

  The man on the throne has a leisurely posture, and his aura is like a mountain like a sea, but he can't see his face clearly.

Who is that?

  ……

   Waking up from a messy dream, the eldest brother who applied for the certificate called.

   "It's done? Okay, I'll go right now!"

  ……

   Two simple things, I charged 300 yuan for Wang Yan.

   Take the carrot seal and click on the discarded documents of the Education Bureau. The two seals are basically the same, and the craftsmanship is quite good.

   Very good, worth it!

   As for the payment slip, Wang Yan made 30 in one go. It's hard to say whether it can be used up or not. Anyway, I will try my best.

   went straight home, printed 30 copies of a blank income certificate in a fixed format at the village entrance photocopying company, filled in one by one, and then sealed it.

   Collect the good things, Wang Yan took a careful inventory, and basically everything.

   The only difference is the same: personal credit report.

   Wang Yan used his new mobile phone number to log in to the Credit Information Center of the People's Bank of China, register as Liu Dapeng, check personal credit information, and save the PDF.

   Bringing a full set of guys, magnificent and proud, went straight to the financial street.

   I haven't rented a house now, so I definitely can't go to Huhai. Wang Yan casually walked into the first store on the right side of the road.

   The first floor of this company called Changfu was not even decorated. The few empty rooms and waiting areas that were separated were empty except for a lonely information desk in front of the stairs.

   Wang said, "I want to borrow," and the front desk quickly called a salesperson.

  噔噔噔噔 a trot of high heels knocking on the ground, a young girl came down, looking even younger than Wang Yan who deliberately did not shave.

   Wang Yan's skin is not very good. It is darker and rougher. With the stubborn stubble, it looks like she is in her early twenties, so the girl said "Big Brother".

   Wang Yan held back a smile and followed her upstairs.

   Say hello in the stairs first, do you need to go home to check.

   The girl replied: "As long as you don't apply for a real estate mortgage loan or provide a house purchase contract, you don't need to come to verify the housing situation."

   That's good, start filling out the form.

When filling in the blanks, the girl kept agitating: "Brother, you can directly apply for a credit loan of 80,000 yuan. With your business unit and a monthly salary of 7,000, even if the above is discounted, you will be granted 60,000 yuan. "

   Wang Yan insisted on applying for only 40,000 yuan.

   It's not that I don't want to get more money, but that I have the overall situation in my mind.

  According to Xizige, small loan companies have a very important division-above 50,000 and below 50,000.

   Once the application fee exceeds 50,000, not only will the review be more detailed, but the probability of being killed is as high as 50%. The higher the application amount, the more difficult it is to approve.

   Apply for 40,000, and if the credit is not bad, the probability of passing directly is 90%.

   I went to 20 small loan companies to do 20 loans, and each time I applied for 50,000, the probability of passing the examination was 50%, and I finally got 500,000.

   40,000 each time, the probability of passing the trial is 90%, and finally 720,000 are obtained.

   What is the difference?

  ……

   Continue to fill out the form next, the period is 24 months, the purpose is for decoration...

   are all minutiae, very smoothly done.

   Then took the girl and the marketing manager to the Education Bureau to verify the unit.

   July is when the education entrance is on holiday. Aunt Wang Yan was in the unit after contacting the new school uniforms of various schools, and there was no ghost in other offices.

   Seeing Wang Yan using the key to open the office door, the manager smiled and said: "Sir, please don't worry, we will upload the application tonight. If it goes well, we will call back tomorrow morning and sign the money in the afternoon."

   The two parties waved goodbye, and Wang Yan hurriedly ran away seven more.

   There are 4 families who don't even bother to go to the unit, and the remaining 3 families need to check their housing, which has not been completed yet.

   At this time, it was the golden age when microfinance offline store business was the hottest. The little Wang Yan is like a drop of water in the ocean, so small and unnoticeable.

   When I went to sleep at night, Wang Yan even wondered: How many houses can I build if this continues?

  50?

  100?

   New companies are opened every day, and old companies close every day at UU Reading www.uukānshu.com. It’s really a brutal and vital industry...

   A good night’s sleep.

   Woke up the next day, Wang Yan changed his clothes, buttoned his cap, and went out carrying the donkey brand briefcase he bought at the night market last night.

   Continue to credit small loans.

  While filling out the list, Wang Yan saw a trace of undisguised ridicule from a certain salesperson, probably because that donkey bag was too fake?

   Wang Yan not only is not angry, but is full of evil fun thinking: When the money from your family comes down, I will buy a genuine product, and thank you in advance!

   In the morning, verification calls came in successively, starting with 010 or 021.

  Chang Fu’s risk control asked a special question: "Sir, why is no one answering your office phone?"

   Wang Yan calmly replied: "The bureau is in summer vacation, of course my colleagues are not there. If you need, I can go back in the afternoon and respond to you by office phone."

   The customer service said nothing more, politely said goodbye.

   In the afternoon, Wang Yan was leading a manager to verify the office space. The salesperson of Changfu Company suddenly called and his tone was very excited.

   "Sir, your loan has been approved and you can come to sign!"

   Wang Yan calmly sent away the manager, and then he drove to Financial Street by taxi alone.

   The signing process is very simple. After 10 minutes, Wang Yan came to the CCB ATM and silently entered the password.

   Balance: 40000.00 yuan!

   The first small loan was successfully received!

Tap the screen to use advanced tools Tip: You can use left and right keyboard keys to browse between chapters.

You'll Also Like