Ming Dynasty: I, Emperor Chongzhen, swear not to go to Meishan

Queen Zhou was the second customer of the Imperial Bank. She didn't come, so Zhu Youjian deposited the money on her behalf. She also deposited 10,000 taels of silver.

Ruan Dacheng, the second assistant to the cabinet, is the third client, Wang Chengen, the chief eunuch of the Bureau of Ceremonies, is the fourth client, and then there are a group of high-status eunuchs in the palace, Tian Boguang, the acting commander of the Jinyi Guards, and Shen Baichuan, the governor of the town. Waiting for others, the deposit amount can be any amount, from as little as ten taels of silver to as much as hundreds or thousands.

Hundreds of officials also lined up to save money. Behind the officials were the gentry and wealthy businessmen of the imperial capital. The amount of money saved was not the point. The point was to support the emperor. If you were lucky and could get into the emperor's eyes, you could make a fortune.

Zhu Youjian was sitting in the manager's office, leisurely playing with the passbook in his hand. A hundred years later, this passbook numbered 1 will definitely be very valuable.

The passbook was designed by him. The cover is made of red cardboard stamped with the Feilong steel seal, and has the four block letters "Imperial Bank" printed on it. When opened, the back is stamped with the red official seal of the Imperial Bank's branch, and the front is for deposits and withdrawals. Date, deposit and withdrawal amount, balance, accounting and cashier's working seal.

In order to ensure the safety of depositors' deposits, all depositors must retain their personal seals when opening an account. When withdrawing money, they must present their seals. The bank staff will verify the deposits and make sure they are correct before payment can be made.

If you want to be more secure, depositors can also withdraw money with their password, either when opening an account or later. The password is a six-digit number, case-sensitive, and can be combined at will, as long as you don't forget it.

If you forget your password, you need to bring relevant documents to apply for it, cancel the old password, and choose a new password. The steps are basically the same as those for losing your passbook and seal. You need to go through the loss report procedure for seven days first, and then try again after seven days. Process it and charge a certain fee.

The re-application procedures are quite cumbersome and complicated. This also reminds all savers not only to keep their passbook seals, but also to remember their passwords. Otherwise, they will not be able to withdraw their money when they need it urgently.

Speaking of uppercase and lowercase passwords, it must be mentioned here that Zhu Youjian copied and pasted Arabic numerals, which caused a great sensation in the Ming Dynasty, and he gained another title of "Master of Arithmetic".

Closer to home, in terms of bank accounts, he requires daily settlement, monthly settlement, half-year summary, and year-end summary. The accounts must be clear and correct.

Anyway, they are all copied from the original time and space. However, Zhu Youjian is not a staff member of the bank, and does not know the details of the bank's accounting and other aspects very well. He can only rack his brains to imagine and do it carelessly. He can understand it. Just cross the river by feeling for stones, and you will gradually improve in the future.

He currently serves as the president of the Imperial Bank concurrently, and several vice presidents are old treasurers whom he poached from several private banks with a hoe. If the performance satisfies him, the position of president will be held by one of them.

Many things were started from scratch, and they were products of the times. He had to do it himself, even if he wanted to be lazy, which made him extremely busy and extremely tired.

Today's opening went very smoothly. Even if the officials, gentry, powerful and wealthy businessmen just came to show their support and deposit some money symbolically, it was also a big free advertisement. At least the reputation of the Imperial Bank was out there. As for things like credibility, Dong, I really can’t rush it, I can only accumulate it slowly.

He firmly believes that as long as he is in office, the reputation of the Imperial Bank will slowly improve, its scale will slowly expand, and more and more depositors will come to save money. When the number of depositors reaches a certain level, he will implement financial reforms. , when a new currency is introduced.

Zhu Youjian yawned, stood up, and prepared to drive back to the palace. He had been busy all night without closing his eyes for today's opening, and now he had to go back to catch up on his sleep.

Zhu Shisan and Zhu Jiujiu, who had been standing in the corner with their eyes closed, opened their eyes at the same time when Zhu Youjian stood up. Zhu Shijiu opened the door first and went out to check, and only let the emperor go out after confirming that it was safe outside.

In addition to a dozen palace guards standing outside, there were also Shen Baichuan, the envoy of the Jinyi Guards, and a handsome young Jinyi Guards warrior.

Zhu Jiujiu's pupils shrank suddenly, and his cold eyes were fixed on the handsome young guard in brocade.