Rested for seven days.

And make up for the fragrance of women that I haven't eaten in half a year.

Satisfied, Xu Cun started working again.

As soon as work started, Xu Cun immediately started to pay for his sabotage for half a year!

The first person to approach Xu Cun was Xu Cun's senior representative, Zheng Haiquan, the acting general manager of Hang Lung Bank appointed by Xu Cun.

The reason why Zheng Haiquan was so anxious to see Xu Cun was because Hang Lung Bank was now facing several troubles—Dinner Finance Company was forced to liquidate because it owed a total of 650 million Hong Kong dollars to many banks and could not repay. Two directors of Hang Lung Bank are also directors of Diners Club, so the solvency of Hang Lung Bank has been questioned. which in turn leads to:

The Hong Kong British government is afraid that Hang Lung Bank will trigger a financial crisis and will inject capital into Hang Lung Bank to take over Hang Lung Bank.

Hang Lung Bank is facing a run on the bank.

Hang Lung Bank's checks were bounced by other banks.

Although Zheng Haiquan came in a hurry, he was well prepared - he brought all the information of Hang Lung Bank and the reform and operation plan of Hang Lung Bank, including the countermeasures to solve the immediate troubles.

The information on Hang Lung Bank brought by Zheng Haiquan is very complete, but the ones that are useful to Xu Cun are:

Hang Lung Bank has more than 42,000 depositors, with a total of about 1.77 billion Hong Kong dollars in deposits, of which 50 million are one-year deposits, three-year deposits are about 6 million Hong Kong dollars, and the rest are all Demand deposits, no deposits with a term of more than five years. Hang Lung Bank holds shares of about 10 million Hong Kong dollars in Taiwan and Nanyang companies; Hong Kong stocks hold a total of four stocks worth more than 12 million Hong Kong dollars; some real estate investments, worth about 10 million Hong Kong dollars; holding gold About 10,000 ounces, worth about $4 million.

Hang Lung Bank made 63 external loans involving 970 million Hong Kong dollars, of which as much as 266 million Hong Kong dollars was borrowed by the company's directors and affiliated institutions with very little collateral.

Hang Lung Bank's existing cash flow is approximately HK$386 million.

Hang Lung Bank lost as much as HK$336 million.

After reading the information on Hang Lung Bank, Xu Cun picked up Zheng Haiquan's reform and operation plan for Hang Lung Bank, and slowly looked through it.

Most of Zheng Haiquan's reform management plans are old-fashioned and highly feasible plans, and some of the more advanced management experience in the banking industry he learned at HSBC and his own ideas have been added to it.

(In the past two years, although he has been very busy, Xu Cun still does not forget to recharge himself—whenever he has time, he reads some books on economics, finance, and management, and he often asks Yuan Tianfan for relevant knowledge. Therefore, The current Xu Cun still has a certain level.)

After reading Zheng Haiquan's plan for the reform and operation of Hang Lung Bank, Xu Cun put it aside and did not immediately comment on it——as the stall got bigger and bigger, Xu Cun had learned not to make hasty decisions. Therefore, although Xu Cun has approved Zheng Haiquan's reform and operation plan for Hang Lung Bank, Xu Cun will still give Zheng Haiquan's reform and operation plan for Hang Lung Bank to Yuan Tianfan, He Chaoqiong, Mei Aifang and others to take a look. Let them fill in the gaps for themselves.

Afterwards, Xu Cun picked up the countermeasures proposed by Zheng Haiquan to solve the troubles in front of him, and slowly looked through them.

After reading the countermeasures proposed by Zheng Haiquan to solve the immediate troubles, Xu Cun concluded: All the measures proposed by Zheng Haiquan are based on the hype surrounding the full purchase of Hang Lung Bank by him, the newly richest Chinese man in Hong Kong, in order to stabilize the Hong Kong British government. , the confidence of other banks and depositors.

After spending more than two hours reading the materials Zheng Haiquan brought, Xu Cun rubbed his temples and rested for a while before saying, "Haiquan, take a pen and record:

1. Hang Lung Bank changed its name to Baye Bank.

2. Ms. Mei Aifang will serve as the CEO of Baye Bank.

3. Mr. Zheng Haiquan was appointed as the general manager of Baye Bank.

4. Tighten the loans issued by the original Hang Lung Bank, and no longer handle any loans. The 266 million Hong Kong dollars borrowed by the directors of the former Hang Lung Bank and affiliated institutions under the condition of very little collateral will be recovered at seven or three times. The so-called seven or three recovery means that the bank only needs to issue 70% of the loan. Anyone including the debtor can get 30% of the released loan as long as they help the bank recover the loan.

5. Huangtu Land will invest at least 10 billion Hong Kong dollars to build Baye Plaza in Diwang on the waterfront of Hong Kong Island (among them, Diwang on the waterfront of Hong Kong Island is estimated at 5 billion Hong Kong dollars), and build three tallest buildings in Xiangjiang ——Baye Building, used as the headquarters of Baye Bank. "

Zheng Haiquan, who wrote down Xu Cun's order, was shaking with excitement!

The change of Hang Lung Bank's name to Baye Bank and Mei Aifang's appointment as the CEO of Baye Bank has little to do with Zheng Haiquan, so naturally he needn't be excited.

It was one of the reasons for Zheng Haiquan's excitement to have him as the general manager of Baye Bank—however, Zheng Haiquan had long been mentally prepared for this, so this was not the main reason for his excitement.

Xu Cun's desire to collect funds from Baye Bank is naturally not the reason for Zheng Haiquan's excitement.

The real reason for Zheng Haiquan's excitement is that Xu Cun wants to build Baye Plaza and Baye Building, and use Baye Building as the headquarters of Baye Bank - the location of the king of land by the waterfront of Hong Kong Island is excellent! It is adjacent to the Hong Kong Station of the Hong Kong MTR and is surrounded by many banks and financial institutions such as the International Finance Center, Jardine Building and Universal Building. If several pedestrian bridges are built during the construction of Baye Plaza to connect Baye Building to the International Financial Center, Jardine Building, Global Building and other buildings, then Baye Building can be called the financial center of Xiangjiang, and Baye Building headquartered in Baye Building The bank will be at the center of the financial center, which is absolutely inestimable hard power for a bank. In addition, with the backing of Baye Plaza worth tens of billions, Baye Bank will soon become a bank second only to the three major banks of HSBC, Bank of China, and Standard Chartered Hong Kong. As long as it operates properly, Baye Bank may not fail to keep pace with HSBC, Bank of China, and Standard Chartered over time, or even surpass HSBC, Bank of China, and Standard Chartered to become the largest bank in Hong Kong. And he, Zheng Haiquan, is the general manager of this bank that has the potential to become the largest bank in Hong Kong. How can he not be excited? Zheng Haiquan even thought of it, he became the second big class king Shen Bi!

As for the troubles that Baye Bank is currently facing, once Xu Cun's order comes out, they are not troublesome at all-Zheng Haiquan believes that as long as Xu Cun invests at least 10 billion Hong Kong dollars in the construction of Baye Plaza in the land near the Hong Kong Island As soon as it comes out, whether it is the British Hong Kong government, other banks, or the depositors of Baye Bank, they will definitely have enough confidence in Baye Bank.

Currently, for Zheng Haiquan, the only trouble is, how can he, the general manager of Baye Bank, properly use the opportunity created by his boss Xu Cun to expand Baye Bank, a small and medium-sized bank, into a large bank?

...

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