Rebirth – Super Bank System

Tang Qing is thinking about his future planning. What is more terrible is that he has to go through another college entrance examination. However, after graduating for so many years, his high school knowledge is basically returned to the teacher. Those questions know him, but he does not know the problem. See you. He can only blink dry, and if he can fight, he can’t wait to kill each other.

Fortunately, there are still eight months away from the college entrance examination, and there is a high degree of vision from universities and graduate students. It is not difficult to raise the knowledge of high school, especially in English, unlike other disciplines that do not have in-depth understanding but only take exams, and usually There is basically no opportunity to use it. English generally requires a lot of reciting memories. The memory is relatively deep. In Tang Qing’s view, the most difficult subject for the rebirth is English. Of course, this is only for serious learning. Don’t think about it.

Moreover, after graduating, I also worked in a foreign trade company. The communication was small, but after all, the level was not bad. I usually like to watch English original sound movies. Although I can’t master English proficiency, it is absolutely impossible to take a good look at the college entrance examination.

Tang Qing, who had initially solved a subject, was in a good mood.

“It seems that I have to study hard in less than a year. With this IQ, it should be a problem, at least not worse than the past.” Tang Qing murmured, at this time Tang Qing is very It is the envy of the seniors in the novel, but unfortunately he has not tried this skill.

Tang Qing didn’t think that if he was born again, he would not go to school. This is both the expectation of his parents and the agreement with Lin Jiaxue. He wants to spend the same youth with Lin Jiaxue on the same university. The time is awkward.

Of course, making money is definitely necessary. The Tang Qing family is not a wealthy family. The parents used to be workers in the textile factory. After the factory was closed down by the management, the two were forced to be laid off, and then they were on the street in the old town. I rented a shop to sell miscellaneous clothing, and went out early every day. At night, I went home and closed the house. I only earned a little more money. For more than ten years, I have almost no rest except New Year’s Eve and New Year’s Day. when I am free.

Parents regularly pay a living allowance of 300 yuan to their aunt every month, 30 of which is his zero flower. This money is obviously not enough compared to the life in the family. The aunt often buys clothes and school supplies for him. He also gave him pocket money to keep him from talking to his parents, so he always had two words of gratitude for his family.

In the past ten years, the old couple had been tired for a decade, and they saved some money. They were prepared to keep a house wife for Tang Qing. Unfortunately, it was not expected that they would faint when they were grandfather two years ago. When I was taken to the hospital, I was diagnosed with a late stage of brain tumor. At that time, as the only son in the family, of course, I was responsible for all the expenses. In fact, father also had a younger brother. It was just like when he was young, he did not know what to do, and he did not know where to go. Tang Qing is not sure that Tang’s father is also silent.

After the grandfather’s illness almost spent the savings of the family, and finally died without a few months, Grandma died in the same year. Three years after Grandfather’s death, that is, in April next year, he saw his father’s brother, that is, his second uncle Tang Zekai. In fact, the second uncle was originally called Tang Kai. Later, he added a word in his middle, but his own second. Uncle seems to be hiding something, hurriedly met them and ate a meal and left, and never heard the news again.

Tang Qing couldn’t help but feel a bit sad, and now she is born again, and finally has the opportunity to make up for it. And go.

In this life, you must make a lot of money, let your loved ones and those who love yourself live a good life.

Now Tang Qing, recalling the past life, and discovering that it was really boring and boring to live in the last life. It’s so stupid and hopeless. One person is alone, not even a girlfriend. Even Lin Jiaxue’s spirit in heaven is never Willing to let him be like that. . .

Since God has made me live again, this life has made me live a little more exciting and meaningful. Tang Qing made a vow in his heart.

As for Wang Hao, with Lin Jiaxue, he can only say that he is sorry.

Then Tang Qing began to think about how to make money. Although I have lived a lot of life, I am just a veteran school, working hard, and occasionally looking at the ordinary people of the novel that’s all, there is no special talent, will not be programmed like Senior, do not remember lottery I can’t sing, I don’t remember stocks, I don’t know what genius, even if I have been going through arduous training or hard work for a few years, I don’t seem to have any eggs.

No, stocks have a chance, but that is half a year later, and only the two or three stocks of dark horses are still growing from the bull market of zero or seven years. Even if you remember some other ways to make money, such as buying a house to hoard, but no Start-up funds, parents at home are a little savings, but want to convince parents to give themselves, hehe, that’s still it.

Tang Qing scratched his head and suddenly found that he couldn’t think of a quick way to make money quickly, and there was nothing to empty the white wolf project.

It seems that no one is born again and can be the protagonist. There is no protagonist’s strength and IQ in the experience of the protagonist. Tang Qing made such an evaluation of himself.

God, are you not playing me again? Give me a golden finger. Otherwise, this memory is still in the past four years. The Internet feast has been eaten almost, and the monopoly of several giants has basically taken shape. Even a lot of them have already been listed, and now the opportunity to buy shares is rampant, and it will be even more embarrassing in the future. Not to mention the investment project, now all the fantasies can be punctured by the start-up funds. It is really rushing to get the guns ready for hunting in the wild, and suddenly found no bullets, it feels so simple.

“If there is a bank, it would be fine. How much money you want to take directly and make money is more troublesome.” Tang Qing whispered, who thought for a long time without thinking of a clue.

Just as Tang Qing’s thoughts drifted farther and farther, and when he began to break through the sky, a silver bell-like voice rang in his mind as he developed toward delusion.

“Hello, the personal banking system is at your service.”

The sudden sound scared Tang Qing from the bed and was afraid that it was not too scary. For example, even if someone explicitly told you that someone jumped out to scare you in front of the corner, you still have the inevitable conditional reflection to avoid this sudden The situation.

After a few seconds, Tang Qing’s thoughts began to analyze the current situation.

I am a big fork, what is the situation, my golden finger is coming?

What did it say?

bank?

Does that mean a lot of money, a lot of money, a lot of money, a lot of money, three important things to say, and more important things to say.

“What system are you coming from?” Tang Qing, who came back to his senses, whispered.

“Personal banking system, host.” The voice rang again.

Upon hearing this sentence, Tang Qing finally let go of his heart. It seems that it is not an illusion, and it is really a bank.

“What is your main role?” Tang Qing did not ask if he could borrow a lot of money for this mentally retarded problem, or let the system introduce it to be better, so as not to be splashed with cold water.

“The main purpose of this system is to train the host to become a qualified banker.”

Good ‘exquisite’. . . The role. Tang Qing couldn’t help but vomit, but it seems that the question he asked was wrong. The reality of the IQ that he just felt floating up directly fell back to the ground.

“What is your main function.” After thinking for a few more seconds, Tang Qing again thrown a question.

“The main function of this system in the novice period is to enable the host to exercise the protagonist’s various abilities by making money and doing tasks, and to provide the necessary material and information support for the host.”

After careful questioning for ten minutes, Tang Qing finally understood what the system can do. The main thing is that he can give him a certain amount of money every month, let him find the person he needs to borrow, and charge the principal and interest at the same time. You can also borrow from system every month.

The money system for external loans is only charged at 0.5% per month, and the annual interest rate is 6%, which is almost equivalent to the bank’s commercial loan interest. However, the bank’s interest generally fluctuates slightly, and the system simply takes a direct Integer, and if the interest he borrowed exceeds the monthly interest rate of 0.5, the excess interest is his.

His own personal loan is interest-free. Every year, when it is the October 1st annual liquidation, all the personal loans of this year need to be paid off in one lump sum. It cannot be advanced and defaulted. If it is not clear within the day, ,hehe,system, we must say goodbye, the memory will be deleted and become an idiot.

Immediately, Tang Qing closed his eyes and called up the system’s personal information. A very technical interface was printed in his mind, and the information was as clear as the real one:

Host Name: Tang Qing

Account Level: Level 1

Experience: 0/100

This month’s loan amount: 0/50

Personal quota this month: 0/10

Extractable assets: 10 million

Spirit: 51+10 (human body limit 100)

Constitution: 49+10 (human body limit 100)

Source gas value: 10

The system stipulates that customers can get a little experience for every 10,000 yuan of return. The level of foreign and personal loans for each level of promotion is doubled on the current basis. Equal to Level 2, he can personally borrow 200,000 every month.

He did not understand what the source value is. The system only said that it can improve various capabilities, and the later functions are to be developed. As for what system to be developed, he said that his account has low authority and has no right to view, but Tang Qing who knows Chinese characters looks at the two items. Adding ten data, this stuff can be seen at a glance.

Finally, to talk about this extractable asset, it is the money that he can personally withdraw from the system personal account. The initial level directly rewards the hundred thousand, and does not need to be returned. Each upgrade system will reward the current level of one month personal quota. As a reward, that is to say, when he rises to the Level 2 system, he will spend it directly on 200,000.

Looking at the reward of this hundred thousand, Tang Qing was speechless for a while, and the system was a hang. Before his rebirth, his own deposits were not in this half except for the parents’ compensation. The system almost flashed his eyes as soon as he appeared. Give hundred thousand flowers, this is still four years, happiness is not too sudden.

In order to train him, system will provide a monthly customer with a capital requirement of 40% to 60% of the foreign loan amount of the month. It is not possible to refresh the selection and sign the contract according to the content of the task, regardless of whether the other party finally repays the contract. Expiration automatically increases experience without penalty.

As for the rest of the funds, he needs to find the loan object himself. At the first level, he can only sign the contract for repayment within ten days or more, and the interest is only charged for the whole month. For example, even if the other party borrows for ten days, the interest will be charged for one month. At present, the system that has more than one month’s contract does not provide loans, and only system borrows money to have experience. Personal loans and other money are borrowed without experience.

Even if it is paid in advance, it will be useless. Only when the contract is due to expire, can we gain experience. As for the overdue payment, we will have experience on the day of repayment.

Having said that, I have to say about the system assessment of the 1st and 24th of each month. The system will assess all the expiring contracts from the last assessment day to the 24th of this month, if not yet. The funds on the contract reached the 20% of the total amount of the month in which the contract was signed, which was deemed to be unqualified. Each level was evaluated as unqualified or unqualified three times in total, and he had to become idiot.

For example, this month is the five hundred thousand foreign loan quota. Except for the customer recommended by system, the other contracts totaled more than the hundred thousand during the monthly assessment, and the monthly assessment was directly unqualified.

However, system also gave him an operational space, that is, there must be a time interval from the assessment time on the expiration date of the contract. It is only necessary to find a way to let the other party pay back the money during this interval. For example, the one-month loan that was borrowed on the second day of this month will expire on the second day of the next month. The first one will definitely not be assessed, but the next month will be assessed on the 1st, and the risk will be high.

As for the principal and interest recovered by system itself, it disappears on the spot and cannot be used anymore.

Of course, the other party is not on the system and will not take the other party. The system will not be used. The system will directly transfer this part of the loss to his head. The interest system will not be used, and the full amount of the loss will be included in the annual In the personal repayment of liquidation, even if the other party returns after the assessment, it cannot be revoked.

This forced him to be careful and carefully control the risk. As for the money saved by the system, Tang Qing could only think about it but did not dare to do it because he remembered what the system had just said to him.