Rewrite the Technological Landscape

"Taifubao was developed by our Dafeng Techchuang colleagues. For the integrity and unity of the conference site, I have the honor to help our Dafeng Techchuang Caifubao team colleagues to introduce this product."

"Taifubao is a third-party payment platform launched by our Dafeng Group. It has a PC version and a mobile phone. With the development of Internet shopping in the past two years, everyone is already familiar with the third-party payment platform, so the common third-party payment We will not repeat the functions of the platform. Today we will mainly look at the payment convenience brought by Tenpay.

Tenpay has created the first third-party payment platform for mobile phones in China and has opened up convenient payment channels with some banks, realizing a new online banking payment model without U-Shield. "

"Until now, third-party payment platforms are still products on the PC side." In fact, Taobao has also started to make Alipay on the mobile phone side, but it has not yet been made. Caifubao is ahead of Alipay. To overcome this status quo, and currently we have achieved convenient transfers on mobile phones with 16 banks including Industrial and Commercial Bank of China, China Construction Bank, and China Merchants Bank.

That is to say, after you bind the bank cards of these banks with Tenpay, you can realize direct transfer within a certain limit, no need to use USB-Shield, and this convenient transfer is two-way, Tenpay’s Money can also be transferred back to the bank card at any time.

With Caifubao, we don’t need to use the computer to complete all kinds of reservations that need to be paid before traveling. As long as we have money in our Caifubao, or even in our bank, we can use it in an environment with Internet access. Make real-time payments anytime, anywhere.

All our payments on Koubei Life can be done through Caifubao.

And this is only the first layer of payment convenience that can be realized by Tenpay. The greater application of payment convenience brought by Tenpay is our offline payment function.

Let's watch the big screen together. "

What is displayed on the screen is a mobile phone payment process. Compared with the flashing mobile payment screen in the future short film in the first half of the year, this time it is a comprehensive video introduction for mobile payment.

"We can see from the video that theoretically, no matter what we buy offline, we can use our mobile phone to complete the payment. We only need to do one thing, open the scan function or open the payment code on Caifubao."

The use of payment codes requires special equipment. Naturally, not all merchants will purchase equipment. Some of the current cooperative merchants have equipment, and some directly hang a payment code.

"Then how many merchants can pay by scanning codes now? Still taking Yanjing as an example, I can tell you clearly that at present Dafeng Group has both Wanda, MIXC, Joy City, Yonghui, Hualian, Bu Bee Lotus, Suning Electric Appliances, Gome Electric Appliances, Five Star Electric Appliances and other brands have cooperated. At the same time, they have cooperated with individual merchants such as street stalls and community personal supermarkets. There are more than 10,000 cooperative merchants, large and small. Sanlitun or go to the food street, you will find our cooperative merchants.

As far as we know, most of the merchants who cooperate with us will post door stickers that support Tenpay payment, which is very convenient for everyone to find.

Therefore, this product of Caifubao can not only meet the needs of online payment at any time in Koubei life, but also realize the convenience of offline mobile payment. For everyone, Caifubao is an electronic wallet. How much money should you bring, and you don’t have to worry about having to go around looking for banks when you don’t have enough money in your wallet. It’s no exaggeration to say that with our current scope of cooperation in Yanjing, a Hongmeng mobile phone and an ID card are all you need. Let you travel conveniently in Yanjing. "

At this time, the positioning of Caifubao is only an electronic wallet, and there are no other complicated financial attributes. Without user trust, even Dafeng Group needs time to accumulate user trust. For ordinary people, money is the most important thing.

To get users to deposit money with you, not only depends on the rate of return, but more importantly, trust. Therefore, there is no need to start financial management immediately after launching Caifubao. It is too anxious. On the other hand, the attitude of Dafeng Group towards financial management He has always been cautious. In fact, until now, the company has not found a financial partner who can make him feel at ease. As for Dafeng's investment in his own fund, the development time is too short, so Meng Qian is not at ease.

So at this time, Caifubao is just an electronic wallet, which is enough.

"After introducing Caifubao, one thing I must emphasize to everyone here is security. Our payment code adopts a dedicated code, and our company has also created a strong security mechanism for scan code payment, but At the same time, we must also have a sense of self-prevention.

So we remind every user to remember two things, never show your payment code to any stranger, and never scan any QR code provided by a stranger.

After you have consumed, you have to pay before you take out the payment code. Don't take it lightly.

Well, my product introduction is coming to an end, and the last thing I want to say is a very happy thing. As a brand new product, Caifubao will naturally have promotional activities.

Let's watch the big screen together. "

From 8:00 tonight, the activities of Caifubao will officially start.

From July 28th to August 8th, if you use Tenpay to spend, you will get a random discount of 0.8 to 888 yuan if you spend more than 8 yuan. Of course, the maximum reduction will be 0, and no money will be returned.

Tenpay needs to bind the mobile phone number and identity information, and each account has two opportunities for reduction or exemption every day.

During the event period, users who have used more than 18 times of 24 reductions in total within 12 days can get an Olympic cheering card. At 8:00 pm on August 8, 2008, which is when the Olympic 88888 third prizes, 888 yuan per person to pay red envelopes, 888 second prizes, 8888 yuan per person to pay red envelopes, 8 first prizes, 88888 yuan per person to pay red envelopes.

At the same time, online payments can also enjoy this discount. For example, if you use Caifubao to buy Fengxin coins, buy game cards, and buy some items on cooperative online platforms, you can also have corresponding discounts.

The activity is still very strong, but the current offline cooperation brands of Caifubao are basically concentrated in the first- and second-tier cities, and some supermarkets can sink to the third- and fourth-tier cities, and it is almost difficult to enjoy this in fifth-, sixth-, and seventh-tier cities. Offline promotions.

But this is something that can’t be helped. Most of the new products are developed from big cities first. China is so big. In fact, the company also hopes to spread it to every corner of the country from the very beginning. The problem is that it is impossible. .

As for allowing the merchants to print the payment code by themselves to speed up the promotion of mobile payment, it is still a matter of trust. There will not be many merchants who cooperate in this way at the beginning. They have to create a momentum first, and then gradually expand the promotion model later, and the small Not many people actually use Hongmeng mobile phones in the city.

Therefore, choosing the time point of the Olympic Games and paying special attention to the Yanjing market is to promote development.

With the help of the Olympic Games and Yanjing to create a benchmark, it will be easy to promote it next.

Otherwise, it will take several years to run around the country to promote it.

At the same time, with the help of this experiment, foreigners who come to Yanjing can experience the convenience of life in China, killing two birds with one stone.

Therefore, the product that Caifubao will introduce next is also using Yanjing as a benchmark, and it is also achieving a win-win situation with the Yanjing Olympic Games. The keynote speaker this time is Wang Jian.